
What Is the MCS-90 Endorsement and How Does It Help Missoula Truck Victims?
Federal Insurance Protection Behind Big Rigs on Montana Highways Key Takeaways: The MCS-90 endorsement is a federally mandated attachment to interstate motor carrier liability policies that requires insurers to pay judgments to injured parties, even when policy exclusions might bar coverage. It functions like a suretyship, the insurer pays first, then seeks reimbursement from the trucking company. For Missoula truck crash victims, it becomes relevant after negligence is proven under MCA 27-1-701 and a judgment goes unsatisfied. Its reach is limited: it applies to interstate transportation under federal financial responsibility rules, caps at federally required minimums, and protects the public rather than employees or carriers. Coverage often spans primary, excess,











